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Private Banking

The New National Private Banking2 team understands the needs of our high net worth clients and combines customized banking services with a concierge-style experience. As your dedicated point of contact, your Relationship Manager has the experience you require to help facilitate your financial goals and integrate products across your personal, wealth management and commercial banking needs.

Our Private Banking services are designed to meet the specific demands and high expectations of ambitious entrepreneurs, medical and legal professionals, corporate executives, private investors and other successful high net worth individuals.

Our Private Banking Services

Credit Products4

Customized credit can be used to achieve a variety of goals, including liquidity management, risk management, asset protection, portfolio diversification and special growth opportunities. Your Private Banking Relationship Manager can provide personalized lending solutions to help meet your specific financial goals.

  • Marketable Securities Loans — Streamlined and Fully Underwritten
  • Restricted and Control Securities Loans
  • Custom Jumbo Mortgages6
  • Home Equity Lines of Credit
  • Lot Loans
  • Residential Construction Loans
  • Unsecured Credit Lines
  • Investor-owned Real Estate
  • Cash Value of Life Insurance Financing
  • Life Insurance Premium Financing
Diamond Elite Checking7

Diamond Elite Checking offers our most complete, and best value, benefits package. Our Private Banking clients who maintain a deep Wealth Management or Commercial banking relationship with New National are eligible for this account as an added benefit.

  • World Debit MasterCard®
  • Unlimited ATM transactions8
  • £500 rebate on Mortgage closing costs2,9
  • Competitive rates on Home Equity Lines of Credit, Home Equity Loans and Auto Loan4
  • Special rates on Certificates of Deposit10
  • First year Safe Deposit Box rental and 50% off additional rental years11
  • High priority Call Center assistance
  • Online and Mobile Banking
  • Exclusive checks and £10 off other select styles
Diamond Savings

Diamond Savings12 is an exclusive account reserved for our Diamond Checking clients. Diamond Savings is a multiple-tiered interest-bearing account that offers safety and liquidity at a higher interest rate than our traditional Statement Savings account. Diamond Savings is a convenient, low-cost way to save regularly for specific financial needs or to contribute to “emergency” funds.

  • Exclusive competitive interest rates13
  • No Monthly Maintenance Fee14
  • Systematic Savings Opportunities
Diamond Elite Money Market Account

Offered exclusively to our Private Banking clients, Diamond Elite Money Market12 is a multiple-tiered interest-bearing account that offers safety and liquidity at a higher interest rate than a traditional Money Market account. The Diamond Elite Money Market account is a convenient, and low-cost way for clients interested in combining investment savings rates with cash management conveniences.

  • Exclusive competitive interest rate13
  • Liquidity with check-writing privileges15
  • World Debit Card privileges16

A PARTNERSHIP WITH MOMENTUM

The Private Banking team consists of Relationship Bankers who help prioritize your short- and long-term needs and pursue a sure-footed financial plan for the future.

Find a Consultant

WEALTH MANAGEMENT1

Meet with a primary financial advisor to help plan for your long-term returns, tax matters and asset protection. Our team will be there with you for the long haul.

Get Started

A Full Service, Customized Approach

Your Relationship Manager will work with you to understand your plans and needs to prioritize and recommend an appropriate combination of accounts, investment products and commercial banking strategies to help all your hard work pay off.

It is a full-circle approach to helping you build a smart financial future, and the New National Private Banking  team will be with you every step of the way.

Meet Our Team

1 Wealth Management services are offered through New National Bank. Most Wealth Management products are not FDIC insured. New National Bank and its representatives do not provide legal or tax advice. Please consult an independent tax advisor or attorney for more complete informationealth Management is offered through New National Bank. Most wealth management products are not FDIC insured.
2 A Private Bank client is a Commercial client with business assets of £1 million or greater or an individual client with at least £250,000 combined qualifying deposit, investment and loan products with the Bank or a client that otherwise meets Private client criteria. See a Private Client Banker for details.
3 Wealth Management is offered through New National Bank. Most wealth management products are not FDIC insured.
4 Subject to credit approval. Property insurance is required on loans secured by real estate.
5 Secured lines of credit are underwritten by New National Bank, Member FDIC. Available for clients with qualified assets. Subject to credit approval. Credit Lines up to £2,000,000 with maximum LTV of 50%. Certain rate and fee restrictions may apply.
6
 Only eligible in Illinois, Indiana, Iowa, Wisconsin, Michigan, Arizona, Florida, California and Colorado.
7 £100 minimum balance to open. No monthly maintenance fee. Other fees and charges may apply. See our Retail Account Agreement and Disclosure Fee Schedule for details.
8 At the end of the account statement cycle, the Bank will refund any other bank’s surcharge fees that were assessed during that cycle unless your account balance became overdrawn at anytime during the statement cycle.
9 £500 rebate on mortgage closing costs. Offer requires a recurring direct deposit of £500 or more into a New National Diamond Elite checking account. Rebate may take up to 120 days to appear in your account. Rebate is subject to IRS reporting.
10 Minimum balance to open is £1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings.
11 Available on one Safe Deposit Box rental only with auto payment from your New National Diamond Checking Elite account.
12 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. £100 minimum deposit required to open account. The fee for exceeding the number of allowable withdrawal limit is £15 per transaction.
13 Refer to the Deposit Rate Sheet for current rates. Rates are variable - interest rate and Annual Percentage Yield subject to change daily.
14 No maintenance fees when you maintain a monthly £50 Systematic Savings Plan from your Diamond Checking account (or a £1,000 minimum daily savings account balance).
15 IRA Money Market Accounts do not offer check-writing or check imaging functionality.
16 World Debit Card must also be tied to a Diamond or Diamond Elite Checking Account. If the client maintains only a Diamond Elite Money Market Account, an ATM card is available.