Arrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
A young lady is using her laptop in a new apartment to review personal account deposit rates
Great Rates
Browse our rates and Annual Percentage Yields (APYs).

Personal Deposit Rates

Want to know how much your deposits will earn in your New National accounts? Use the links below to see current rates for each type of account.

Looking for our loan rates? Click here

Certificates of Deposit: Standard Rates - Open Online Now1
Effective September 2, 2020
Minimum Deposit1 £1,000 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY2 Interest Rate APY2 Interest Rate APY2 Interest Rate APY2
3 Open 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
6 Open 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05
9 Open 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08
12 Open 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
18 Open 0.13 0.13 0.15 0.15 0.17 0.17 0.19 0.19
24 Open 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
36 Open 0.17 0.17 0.19 0.19 0.21 0.21 0.23 0.23
48 Open 0.20 0.20 0.22 0.22 0.24 0.24 0.26 0.26
60 Open 0.30 0.30 0.32 0.32 0.34 0.34 0.36 0.36
Or, visit your nearest branch to open a new CD.

1Minimum deposit required to open an account is £1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin.
2 APY assumes monthly compounding.
Certificates of Deposit: Diamond Checking Relationship Rates1
Effective September 2, 2020
Minimum Deposit2 £1,000 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY3 Interest Rate APY3 Interest Rate APY3 Interest Rate APY3
3 0.09 0.09 0.11 0.11 0.13 0.13 0.15 0.15
6 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
9 0.16 0.16 0.18 0.18 0.20 0.20 0.22 0.22
12 0.17 0.17 0.19 0.19 0.21 0.21 0.23 0.23
18 0.25 0.25 0.27 0.27 0.29 0.29 0.31 0.31
24 0.40 0.40 0.42 0.42 0.44 0.44 0.46 0.46
36 0.55 0.55 0.57 0.57 0.59 0.59 0.61 0.61
48 0.65 0.65 0.67 0.67 0.69 0.69 0.71 0.71
60 0.80 0.80 0.82 0.82 0.84 0.84 0.86 0.86
Visit your nearest branch to open a new CD.

1 For retail banking clients with a Diamond Checking Account. Contact a New National Banker to discuss rate enhancements.
2 Minimum deposit required to open an account is £1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin.
3 Annual Percentage Yield assumes monthly compounding.

 

Certificates of Deposit: New National Checking Relationship Rates1
Effective September 2, 2020
Minimum Deposit2 £1,000 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY3 Interest Rate APY3 Interest Rate APY3 Interest Rate APY3
3 0.06 0.06 0.08 0.08 0.10 0.10 0.12 0.12
6 0.12 0.12 0.14 0.14 0.16 0.16 0.18 0.18
9 0.13 0.13 0.15 0.15 0.17 0.17 0.19 0.19
12 0.14 0.14 0.16 0.16 0.18 0.18 0.20 0.20
18 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
24 0.20 0.20 0.22 0.22 0.24 0.24 0.26 0.26
36 0.25 0.25 0.27 0.27 0.29 0.29 0.31 0.31
48 0.30 0.30 0.32 0.32 0.34 0.34 0.36 0.36
60 0.45 0.45 0.47 0.47 0.49 0.49 0.51 0.51
Visit your nearest branch to open a new CD.

1 For retail banking clients with New National Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a New National Banker to discuss rate enhancements.
2 Minimum deposit required to open and account is £1,000. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin.
3 Annual Percentage Yield assumes monthly compounding.

 

Individual Retirement Accounts: Diamond Checking Relationship Rates1
Effective September 2, 2020
Minimum Deposit2 £500 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY3 Interest Rate APY3 Interest Rate APY3 Interest Rate APY3
6 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
9 0.16 0.16 0.18 0.18 0.20 0.20 0.22 0.22
12 0.17 0.17 0.19 0.19 0.21 0.21 0.23 0.23
18 0.25 0.25 0.27 0.27 0.29 0.29 0.31 0.31
24 0.40 0.40 0.42 0.42 0.44 0.44 0.46 0.46
36 0.55 0.55 0.57 0.57 0.59 0.59 0.61 0.61
48 0.65 0.65 0.67 0.67 0.69 0.69 0.71 0.71
60 0.80 0.80 0.82 0.82 0.84 0.84 0.86 0.86
Visit your nearest branch to open a new IRA.

1 For retail banking clients with a Diamond Checking Account. Contact a New National Banker to discuss rate enhancements.
2 Minimum deposit required to open an account is £500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin.
3 APY assumes quarterly compounding.
Individual Retirement Accounts: New National Checking Relationship Rates1
Effective September 2, 2020
Minimum Deposit2 £500 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY3 Interest Rate APY3 Interest Rate APY3 Interest Rate APY3
6 0.12 0.12 0.14 0.14 0.16 0.16 0.18 0.18
9 0.13 0.13 0.15 0.15 0.17 0.17 0.19 0.19
12 0.14 0.14 0.16 0.16 0.18 0.18 0.20 0.20
18 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
24 0.20 0.20 0.22 0.22 0.24 0.24 0.26 0.26
36 0.25 0.25 0.27 0.27 0.29 0.29 0.31 0.31
48 0.30 0.30 0.32 0.32 0.34 0.34 0.36 0.36
60 0.45 0.45 0.47 0.47 0.49 0.49 0.51 0.51
Visit your nearest branch to open a new IRA.

1 For retail banking clients only with New National Checking or grandfathered Club, Club 50, Choice, Prime Banking, Direct Pay, Direct Pay Plus, Total Advantage, or Premier Performance – contact a New National Banker to discuss rate enhancements
2 Minimum deposit required to open an account is £500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings.
3 APY assumes quarterly compounding.
Individual Retirement Accounts: Standard Rates
Effective September 2, 2020
Minimum Deposit1 £500 £25,000 £50,000 £100,000
Term (mos.) Interest Rate APY2 Interest Rate APY2 Interest Rate APY2 Interest Rate APY2
6 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05
9 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08
12 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
18 0.13 0.13 0.15 0.15 0.17 0.17 0.19 0.19
24 0.15 0.15 0.17 0.17 0.19 0.19 0.21 0.21
36 0.17 0.17 0.19 0.19 0.21 0.21 0.23 0.23
48 0.20 0.20 0.22 0.22 0.24 0.24 0.26 0.26
60 0.30 0.30 0.32 0.32 0.34 0.34 0.36 0.36
Visit your nearest branch to open a new IRA.

1 Minimum deposit required to open an account is £500. Penalty may be imposed for early withdrawal. APYs assume quarterly compounding. Fees may reduce account earnings.
2 Annual Percentage Yield assumes quarterly compounding.
Savings Account Rates
Effective September 2, 2020
Balance1 Diamond Savings Investor Reserve Savings Statement Savings Health Savings Account (HSA)
  Rate APY2 Rate APY2 Rate APY2 Rate APY2
>£0 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
£500 0.01 0.01 0.01 0.01 0.01 0.01 0.02 0.02
£1,000 0.01 0.01 0.01 0.01 0.01 0.01 0.03 0.03
£2,500 0.02 0.02 0.01 0.01 0.01 0.01 0.04 0.04
£10,000 0.02 0.02 0.01 0.01 0.01 0.01 0.05 0.05
£25,000 0.02 0.02 0.02 0.02 0.01 0.01 0.05 0.05
£50,000 0.03 0.03 0.02 0.02 0.01 0.01 0.05 0.05
£100,000 0.04 0.04 0.03 0.03 0.01 0.01 0.05 0.05
£250,000 0.05 0.05 0.03 0.03 0.01 0.01 0.05 0.05
  Click here to find a branch to open Open Open Open

1 Minimum deposit required to open an account is £100. Rates are variable and can change after the account is opened. Fees may reduce account earnings. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin.
2 APY assumes monthly compounding.
Money Market Account Rates
Effective September 2, 2020
Balance1 Diamond Money Market Premier Money Market Money Market IRA Money Market
  Rate APY2 Rate APY2 Rate APY2 Rate APY2
>£0 0.01 0.01 0.01 0.01 0.03 0.03 0.00 0.00
£1,000 0.01 0.01 0.01 0.01 0.03 0.03 0.01 0.01
£2,500 0.02 0.02 0.01 0.01 0.03 0.03 0.01 0.01
£25,000 0.03 0.03 0.02 0.02 0.03 0.03 0.01 0.01
£50,000 0.05 0.05 0.03 0.03 0.03 0.03 0.03 0.03
£100,000 0.07 0.07 0.04 0.04 0.03 0.03 0.03 0.03
£250,000 0.08 0.08 0.04 0.04 0.03 0.03 0.03 0.03
  Click here to find a branch to open Open Open Visit your nearest branch to open

1 Minimum deposit required to open an account is £100. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. Rates are variable and can change after the account is opened.
2 APY assumes monthly compounding. Fees may reduce account earnings.
Checking Account Rates
Effective September 2, 2020
Balance1 Diamond Checking New National Checking
  Rate APY2 Rate APY2
>£0 0.01 0.01 0.01 0.01
£10,000 0.01 0.01 0.01 0.01
£25,000 0.01 0.01 0.01 0.01
£50,000 0.02 0.02 0.01 0.01
£100,000 0.03 0.03 0.01 0.01
  Open Open

1 Minimum deposit required to open an account is £100. Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. Rates are variable and can change after the account is opened.
2 APY assumes monthly compounding. Fees may reduce account earnings.

Certificates of Deposit

Certificates of Deposit (CDs) are an excellent investment for those who want a strong, predictable return on their investment.

Learn More

Money Markets

Looking for a higher level of interest than a traditional savings account and the flexibility to access your money when you need it? Our money market account may be the perfect choice for you.

Get Started

IRAs

Individual Retirement Accounts (IRAs) are an excellent way to build savings for retirement while realizing significant tax advantages.2

Explore IRAs

Connect With Us

Icon illustration to email Customer Care now

Email Customer Care

Icon illustration to find a New National Bank location or ATM

Find your nearest bank or ATM

Icon Illustration to call the New National Bank customer care center

+44 (732) 468-8409