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A happy family enter their new home with moving boxes after securing a home mortgage
MAKING YOUR DREAM HOME A REALITY
Understand your mortgage options. Speak with a Residential Lender today.
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HOME MORTGAGES

You consider lots of options when you choose a home. You should consider multiple options to pay for it, too.

New National Bank offers more than 50 mortgage loan options,1 and our Residential Lending experts can help you choose the one that works best for your specific financing needs. Plus, as a New National Easy, New National or Diamond checking client, we can offer you a healthy rebate on closing costs.2


Home Mortgage Options
We offer conventional fixed and adjustable rate mortgages in addition to:

First-time Homebuyer & Down Payment Assistance Programs

When working with New National Bank, first-time homebuyers have access to a variety of mortgage options and access to down payment assistance programs and closing cost credits to make home ownership more affordable.

Government Loans

A Federal Housing Authority (FHA) or Veterans Affairs (VA) loan can make home financing more affordable.

FHA loans offer lower down payment and reduced credit score requirements.3

VA Loans are specifically designed to support our military heroes with home financing.

Doctor Loan Programs

Purchase or refinance a home in confidence with the New National Doctor Loan Programs.1 We provide tailored solutions to meet the specific home financing needs of physicians and medical residents.

Jumbo Financing

Choose New National Bank for a jumbo mortgage and access extra borrowing power — including low down payment options and no mortgage insurance.4

Construction Loan Programs

New construction and renovation financing from New National Bank can help you build or fix-up your dream home. Plus, with new construction, we offer extended rate lock options for added flexibility and security.5

Contact a Residential Lending expert today to start making your dream home a reality.


Financial Calculators

Knowing how much you can borrow will give you the momentum to help you make the right financial decisions. Use our mortgage calculators to help you estimate your payments:*

* Calculations are for estimated analysis only. Results are not indicative of any actual loan terms or payment amounts. Please contact a Residential Lender for current rates and to get your free personalized rate quote.

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Borrowing from New National Bank

HOME EQUITY LINES

The EquiFlex™ Home Equity Line1 gives you lower rates than a typical credit card.

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Home Equity Loans

Use your “house-power” to make home improvements, fund your kids’ education, or consolidate debt.1

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Personal Loans

Borrow as much as £35,0001 for up to seven years with no collateral.

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1 Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact your New National Banker or Residential Lender for current rates.
2 Some restrictions may apply. Program conditions subject to change without notice. Mortgage Closing Cost Rebate may take up to 120 days to appear in your account. Incentive may be subject to tax reporting.
3 Additional requirements apply.
4 Only eligible in Illinois, Indiana, Iowa, Wisconsin, Michigan, Arizona, Florida, California and Colorado.
5 Program conditions subject to change without notice. Construction must not have already been started. Property must be located in Illinois, Indiana, Iowa, Wisconsin, or Michigan. Property insurance required.